Get to know the benefits of car insurance before buying it. Contact car insurance by telephone no later than 3 × 24 hours after the incident. Tell the chronology and say that you want to make a claim through a partner workshop. If an accident causes a damaged car to occur outside the city, immediately contact the insurance company representative office in the area. Then tell the incident and ask for instructions to make a claim there. Then document the condition of the car from various angles. Especially if the car is severely damaged. This documentation can be proof that you actually had an accident. In the car insurance policy there is information about documents that must be prepared to file a claim. Prepare all the documents to bring to the workshop.
The document is usually: After the file is collected, go to the partner workshop and say you want to claim insurance. Partner workshops will contact car insurance companies and conduct damage surveys. Don't go to a non-partner workshop and immediately service, because your claim will definitely be rejected later. When in the workshop, you will be presented with a claim form. Fill out the form as clearly and honestly as possible. Don't underestimate the details of events such as what time, road number, and so on. If the data on the form does not match the one on the field, your claim will definitely be rejected. After all the steps above are passed, just wait for news from the workshop. If the damage is small, usually the repair and claim of the car insurance can be completed in one week. But if the damage is very severe, it is usually two weeks or even a month of repair. Especially if you have to bring in spare parts from overseas, aka imports.
The item is only available after getting an order. For car insurance, most car insurance companies now provide replacement vehicles for car insurance participants whose cars must stay in the garage for a long time. Life insurance is a type of insurance that gives you protection against financial losses that might occur if there are some undesirable things such as death, total permanent disability or unproductive or events that cause a person to lose income. With life insurance, you and your family can minimize unexpected risks.
In addition, with life insurance, you and your family need not be afraid if an unexpected event occurs because you already have a backup plan. Of course like every insurance, you are required to pay a monthly premium whose prices vary and are adjusted to the protection that you will later get. On the other hand, car insurance has a system that is not much different, only that is protected by car insurance is your vehicle. Protected risks are accidents, natural disasters, damage when driving or due to natural disasters. Of course this risk requires quite a lot of costs ranging from car repairs to maintenance. With insurance, you will avoid these losses.
There are 2 types of outstanding car insurance, TLO (Total Loss Only) and All-risk. The difference is in the type of protection provided. For TLO, guarantees are only given for losses that exceed 75% of the price of the car and loss due to theft. Whereas for All-risk car insurance, a guarantee is given for all risks, which include minor or severe damage, loss to any risk that occurs in your vehicle.
