If the damage is small, usually car insurance repairs and claims can be completed within one week. But if the damage is very severe, usually two weeks or even a month to repair. Especially if you have to bring spare parts from abroad, aka imports. These items are only available after getting an order. For car insurance, most car insurance companies now provide replacement vehicles for car insurance participants whose cars must stay in the garage for a long time.
Tips for Choosing Car Insurance:
- Know which insurance you need more, do not choose just because of low premiums
- Compare offers from several car insurers (2 or 3 companies).
- See the reputation of the company through customer testimonials.
- Ask for the opinion of some people you know who have used it.
- Periodically evaluate your car insurance protection.
If the price of a car that you have is said to be high so it requires a large fee, even though it has mild damage, then you should choose all risk insurance. This type of car insurance is suitable for car rental business or car courses. This is because the risk of simply being damaged is fairly high. The frequency of use of the car affects the type of insurance to be taken. So, the more often used, the greater the possibility of an accident.
Especially if the routes that are often used are solid lines. Then, all risk can be the right choice. In addition, all risk insurance is car insurance for a new car that is right for you. Conversely, if the car is more often parked at home than invited out or rarely used it is better to choose TLO insurance. In addition, accidents are not the only determining factor. The level of crime also needs to be examined. Crime in certain areas is fairly high. If you live or often go to such areas then you should insure your car with TLO insurance.
