Also know the location of partner workshops from insurance providers. Each service provider usually has partner workshops that work together to handle claims from policyholders. The partner workshop is responsible for repairing vehicle and vehicle holder cars. You can find out the location of the service provider partner's workshop, whether it is too far from your home or you can easily reach it.
Know the type of car insurance
There are several types of car insurance that you need to know before deciding to take out car insurance. Currently there are two types of car insurance that many service providers offer, namely all risk car insurance and TLO car insurance or total loss only. All risk car insurance is also often referred to as overall or comprehensive insurance. This type of insurance will protect your car from various damage. Ranging from minor damage, heavy damage even if you experience a vehicle loss. This type of all risk car insurance also has a higher cost than total loss only insurance because it includes more risk.
The advantage of this type of insurance is that you can make claims even if the vehicle has only minor damage. While total loss only insurance is insurance that can protect your vehicle from total loss. Loss in intended car insurance if damage is more than 75% or if the car is lost due to being stolen or taken away. If the car damage is not too severe like that then you will not get compensation. If the car experiences a minimum of 75% damage, it can be ascertained that the car cannot be used anymore. This type of insurance has a lower premium price than all risk car insurance.
You can choose one type of insurance based on your needs and how you use your car. If the car is more often at home or rarely used out, then you can choose the total lost only insurance. Conversely, if your car is often used and is your only transportation, it would be better if you choose all risk insurance. Especially if you have a car rental business, then all risk insurance is a very wise choice for you.
Complete the document
If you have chosen the type of insurance and the service provider that is right for you then you need to pay attention to the requirements. Each service provider will provide more or less the same requirements, but there may be some that are slightly different.
